Welcome to my web site. This site is all about providing you with the information you need to better buy or sell real estate in the Phoenix Arizona West Valley. My area of expertise includes the cities of Surprise, Wittmann, Waddell, Avondale, Goodyear, Buckeye, and now including Tolleson and Laveen. You can search for real estate to purchase or get information to sell with the MLS listings tool under the Search MLS Listings tab.

Working with a Realtor who is a marketing and technology expert can maximize the exposure of your home to prospective buyers and reduce the time it takes to sell or buy your home. As your Surprise Real Estate agent, I can help you with your home for sale in Surprise or anywhere in the West Valley. Using tools like the National Listing Service as well as the local mls listing will help sell your in Surprise and other West Valley home locations.

As a buyer, I can help you find the right Surprise home for sale and possibly take advantage of the current number of Surprise short sale homes. Short sale home sales and purchases require experience. The processors are so overwhelmed that if part of the paper work or communications have even a small error, your paperwork can be thrown out! I will also provide important information you need for taxes, credit impact, and Arizona's anti-deficency laws.

As a proud member of the Century 21 community I can bring the power of a national realty with the expertise of local agent. If you are considering selling, buying or rent a home I want to be your Real Estate agent and help you to "home in on your dream". Call me at 623.606.8861 or send an email (see my Contact page) with your questions.  

Lets talk on line by email or if available I will be up on my chat line. Look forward to hearing from you.

Sincerely

Mike Horton

Throughout my web site I hope you will find the information you need to help you in making home buying and selling decisions for Surprise real estate as well as Phoenix real estate.

Buyers (Pre-owned homes)

When you begin thinking of buying a home you might want to search the Neighborhood tab and if you are not familiar with our state the About Arizona tab.  If you are looking at pre-owned homes be sure to look at the MY Listings tab and the Search MLS Listings. The My Listings tab really focuses on Phoenix West Valley, Surprise and Phoenix North. There is also some great general information about buying a home under the Buying Tab. As you begin to narrow down your choices work in the Mortgages tab to get pre-qualified and begin deciding who will give you the best service for your mortgage. You may also find some very helpful information in the Money Taxes and Finance tab as well as the Resources tab.

Buyers (New Subdivision and Custom homes)

When thinking about a home within a subdivision, be aware of all the latest incentives that are available. Each builder is different and they change weekly. Send me an email to info@mikehortonrealty.com with your specific needs and I will keep you updated as the incentives change. If you are considering a custom built or semi-custom built home, look at the Custom Homes tab and the Land and Lots tab for information on builders and some excellent building locations in the West Valley.

Sellers

Before you put your home on the market doing some homework on what buyers are looking for in real estate for sale in Surprise will help me in marketing your home successfully. Selling a home is a partnership between myself as your Surprise Real Estate Agent and you. We both have to do our part. The information under the Selling Tab, Home Evaluation Tab and Resources Tabs are all designed to help you better understand how to sell in a buyers market. Also look at the new section on Staging and Energy below.

If you are considering a Short Sell in Surprise or anywhere in the West Valley, there are tax and legal implications you need to consider. The Money, Tax and Finance tab has information that will prepare you to talk to your legal and tax consultants when working with your financial institution.

I live in Surprise which is in the NW part of the West Valley and I want to be your Surprise Real Estate Agent. You can learn more about me in the About Mike Horton tab and in My Blog. I am happy to answer any questions on real estate in Surprise or the West Valley and how I can help you with your real estate needs. Please give me a call at 623-606-8861 or email at info@mikehortonrealty.com with your questions. Let’s work together in getting your real estate goals accomplished.

The credit of up to $8,000 is generally available to homebuyers with qualifying income levels who have never owned a home or have not owned one in the past three years. Now there is also a $6500 credit available for other than first time home buyers. The IRS has a new video at  www.youtube.com/watch and other resources that explain the credit in detail.

Are you waiting for the bottom in home prices? Have you been considering a new home? First time home buyer?  There are many real estate analyst that believe we are either at bottom or near that magical point in the residential home market.

In Surprise, El Mirage, Waddell and Wittmann and the surrounding area in the under $200,000 home value market, there is plenty of selection. Overall the number of home sales have stablized and the number of homes for sale have decreased slightly. Are we at bottom? Have we passed bottom? We really won't know until after its over. But look at the data from the Cromford Report on Surprise (www.cromfordreport.com) through the first 3 quarters. April of this year looks like our low spot and with the flat to upward trend of prices, I believe this indicates we have passed the bottom of the market.

So why buy now? 3 very good reasons. First, prices are way down. Secondly, there are a lot of houses on market, so you can select just the right house to meet your specific needs or for some of us the dream home we have always wanted.

The third reason, are interest rates and financing. I work with vendors who have interest rates well below 5.5% and FHA loans that significantly reduce the downpayments need. The caveat is that your credit scores has to be pretty good and you need a fairly clean report. There are programs that are funded by state and local government that can help, if you know about them!

Look for what you want, selection will never be better and interest rates are great. Short sales and bank owned homes are some of the best buys we may see in a generation. Why wait? Surprise and the West Valley has your new home.